

Pension Scheme
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What it is about
Pension provision is a key issue for economic planning and financial security in old age. In Switzerland, it consists of state pension provision (AHV), occupational pension provision (pension fund) and private pension provision (3rd pillar). Against the backdrop of an increasingly ageing population, the sustainable financing of old-age provision is facing major challenges. It is therefore crucial that forms of pension provision are strengthened in order to reduce the financial pressure on state pensions and ensure pension stability.
Position of the economy
Securing the sustainable financing of old-age provision
- Stable old-age provision requires reforms that reduce the long-term financial pressure on state pension provision.
- Balanced strengthening of all three pillars can ensure pension stability despite demographic changes.
Strengthening private and occupational pension provision
- Targeted promotion of the 2nd and 3rd pillars relieves the AHV and increases individual financial security in old age.
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